Morgan County School District
Morgan County Curriculum 4.1 High School

CTE - Financial Services

Financial Services

Upon reviewing assessment results, the Morgan County High School will help the student and parent to determine what courses their child needs to take during their high school career, utilizing the Individual Learning Plan (ILP)


Health Education
PERSONAL WELLNESS: Wellness is maximum well-being or total health. Personal wellness is a combination of physical, mental, emotional, spiritual and social well-being. It involves making behavioral choices and decisions each day that promote an individual's physical well-being, the prevention of illness and diseases and the ability to remain physically, mentally, spiritually, socially and emotionally wellness. NUTRITION: Proper nutrition is critical to good health. To maintain a healthy weight, good dietary habits and physical activity are essential. Nutritious foods are necessary for growth, development and maintenance of healthy bodies. SAFETY: Accidents are a major cause of injury and death to children and adolescents. Unintentional injuries involving a motor vehicle, falls, drowning, fires, firearms and poisons can occur at home, school and work. Safe behavior protects a person from danger and lessens the effects of harmful situations. PERSONAL WELLNESS: Wellness is maximum well-being or total health. Personal wellness is a combination of physical, mental, emotional, spiritual and social well-being. It involves making behavioral choices and decisions each day that promote an individual's physical well-being, the prevention of illness and diseases and the ability to remain physically, mentally, spiritually, socially and emotionally wellness.

    1.1.01 (DOK 2) ASSESSED
The learner will be able to explain the importance of effective social interaction skills (e.g., respect, self-advocacy, cooperation, communication, identifying, different perspectives and points of view, empathy, personal growth, relationship building, relationship commitments).
Strand Bloom's Scope Hours Source
Personal Wellness Master Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    1.1.02 (DOK 3) ASSESSED
The learner will be able to apply and justify effective strategies for responding to stress, conflict, peer pressure, bullying, and harassment (e.g., problem-solving, relaxation techniques, communication, conflict resolution, anger management, refusal skills, peer mediation, self-advocacy).
Strand Bloom's Scope Hours Source
Personal Wellness Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    1.1.03 (DOK 2) Supporting
The learner will be able to identify and explain changes in roles, responsibilities and skills needed to effectively work in groups throughout life (e.g., setting realistic goals, time and task management, planning, decision-making process, perseverance).
Strand Bloom's Scope Hours Source
Personal Wellness Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    1.1.04 (DOK 2) Supporting
The learner will be able to explain the process of human reproduction and development (e.g., conception, birth, childhood, adolescence, adulthood) and its impact on an individual's well being.
Strand Bloom's Scope Hours Source
Personal Wellness Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    1.1.05 (DOK 3) Supporting
The learner will be able to identify and evaluate the risks (e.g., STDs, unwanted pregnancies, HIV/AIDS) of being sexuality active, and the strategies (e.g., abstinence, using refusal skills, talking with parents, doctors, counselors) for delaying sexual activity.
Strand Bloom's Scope Hours Source
Personal Wellness Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  

Consumerism
CONSUMER DECISIONS: Individual and families need to make consumer decisions due to the numerous products/services on the market, multiple advertising techniques, and the need to make responsible financial management decisions. Accessing and assessing consumer information, comparing and evaluating products and services, provides basis for making effective consumer decisions. Consumer decisions influence the use of resources and impact they have on the community and environment. CONSUMER DECISIONS: Individual and families need to make consumer decisions due to the numerous products/services on the market, multiple advertising techniques, and the need to make responsible financial management decisions. Accessing and assessing consumer information, comparing and evaluating products and services, provides basis for making effective consumer decisions. Consumer decisions influence the use of resources and impact they have on the community and environment. FINANCIAL LITERACY: Financial literacy provides knowledge so that students are responsible for their personal economic well-being. As consumers, individuals n need economic knowledge as a base for making financial decisions impacting short and long term goals throughout one's lifetime. Financial literacy will empower students by providing them with the knowledge, skills and awareness needed to establish a foundation for a future of financial knowledge and economic independence.

    3.1.01 (DOK 2) Supporting
The learner will be able to explain ways to make responsible buying decisions in relation to wants (e.g., technology, name-brand clothing, jewelry, electronics) and needs (food, clothing, housing).
Strand Bloom's Scope Hours Source
Consumer Decisions/Advertising Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    3.1.02 (DOK 2) ASSESSED
The learner will be able to compare products and services based on these factors (e.g., price, quality, features, availability, warranties, comparison shopping, impulse buying) to consider when making consumer decisions.
Strand Bloom's Scope Hours Source
Consumer Decisions/Advertising Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    3.1.03 (DOK 2) ASSESSED
The learner will be able to explain why various factors that influence consumer decisions, such as peer pressure, desire for status, and advertising techniques (jingles/slogans, plain folks, magic ingredients, facts and figures, glittering generalities, endorsement/testimonial, bandwagon, snob appeal, emotional appeal, free gifts/rewards) are influential.
Strand Bloom's Scope Hours Source
Consumer Decisions/Advertising Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    3.2.01 (DOK 3) ASSESSED
The learner will be able to apply financial management practices, including budgeting, baking (e.g., check writing, balancing a checking account), savings and investments (e.g., advantages and disadvantages of savings accounts, stocks, bonds, mutual funds, certificates of deposit, IRAs, 401Ks), and credit (e.g., responsible use of debit and credit cards, establishing and maintaining good credit, cause and effect of bankruptcy), and explain their importance in achieving short and long-term financial goals.
Strand Bloom's Scope Hours Source
Financial Literacy Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  

Vocational Studies
CAREER AWARENESS, EXPLORATION, PLANNING: Career awareness, exploration and planning gives students the opportunity to discover the various career areas that exist and introduce them to the realities involved with the workplace. many factors need to be considered when selecting a career path and preparing for employment. Career awareness, exploration and planning will enable students to recognize the value of education, learn how to plan for careers and integrate academic subjects. COMMUNICATION/TECHNOLOGY: Special communication and technology skills are needed for success in schooling and in the workplace. Students will be able to express information and ideas using a variety of technologies in various ways. CAREER AWARENESS, EXPLORATION, PLANNING: Career awareness, exploration and planning gives students the opportunity to discover the various career areas that exist and introduce them to the realities involved with the workplace. many factors need to be considered when selecting a career path and preparing for employment. Career awareness, exploration and planning will enable students to recognize the value of education, learn how to plan for careers and integrate academic subjects. EMPLOYABILITY SKILLS: Employability skills will focus on student's competencies with their work habits and academic/technical skills that will impact an individual's success in school and workplace. School-to-work transition skills will help students develop interpersonal skills and positive work habits. COMMUNICATION/TECHNOLOGY: Special communication and technology skills are needed for success in schooling and in the workplace. Students will be able to express information and ideas using a variety of technologies in various ways.

    4.1.01 (DOK 3) Supporting
The learner will be able to analyze and evaluate why people need to work and how a person's career choice impacts life long earning potential, career opportunities, and job satisfaction.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.02 (DOK 2) Supporting
The learner will be able to identify and explain how job and career opportunities vary at the local, state, and national levels and how components of the Individual Learning Plan (ILP) (i.e., interest inventories, personality test, community service, resume, awards/recognition) can be a valuable resource for career research, selection, and preparation.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.03 (DOK 3) ASSESSED
The learner will be able to describe academic and non-academic benefits (e.g., communication skills, computer/technical skills, mathematical skills, scientific observation and inquiry skills, teamwork skills, work experience, professional references, insight into tasks and work environments) acquired from a range of education and training options (e.g., college, apprenticeships, internships, on-the-job training, military) and interpret ways education and training can impact life-long earning potential and future career opportunities.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.04 (DOK 3) ASSESSED
The learner will be able to analyze information (e.g., personality, values, interests, aptitudes and abilities, learning styles) from a variety of sources (e.g., Career Interest inventory, Learning Styles Inventory, Career Aptitude Assessment, other formal assessments, job shadowing, academic experiences/grades, extra curricular activities) and explain how the information can be used to develop career goals in and Individual Learning Plan (ILP).
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.05 (DOK 3) Supporting
The learner will be able to analyze and evaluate a variety of resources (e.g., Internet, print materials, guest speakers, mentors) that could be used to determine advantages and disadvantages (e.g., preparation, salary, benefits, demands of job, location, work environment) of various occupations.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.06 (DOK 2) Supporting
The learner will be able to identify and describe supporting documentation that would be needed for the career portfolio/Individual Learning Plan (ILP): Business letters (application, recommendation, follow-up): Assessment data (e.g., interest, learning styles, aptitudes and abilities): Resume: Certifications/awards: Samples of work (e.g., videos, artwork, portfolio entries): Records of work experiences: Transcripts.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.1.07 (DOK 2) Supporting
The learner will be able to compare post-secondary options (e.g., community technical colleges, 4-year colleges, military service) that would be the most appropriate preparation for a specific career path.
Strand Bloom's Scope Hours Source
Academic, Career Planning & Transiti Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.2.01 (DOK 2) ASSESSED
The learner will be able to identify individual work habits/ethics (e.g., individual/team responsibilities, willingness to learn, integrity, respect, confidentiality, self-discipline, problem-solving, punctuality, communication skills) and explain their importance in the workplace.
Strand Bloom's Scope Hours Source
Employability Skills Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.2.02 (DOK 3) ASSESSED
The learner will be able to describe team skills (e.g., setting goals, listening, following directions, questioning, communicating, problem-solving, dividing work, conflict resolution, mediation) and evaluate the role of team skills in today's workplace.
Strand Bloom's Scope Hours Source
Employability Skills Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.3.01 (DOK 2) Supporting
The learner will be able to describe how job market changes have resulted from scientific advancements and the increased use of technology in the global economy.
Strand Bloom's Scope Hours Source
Communication/Technology Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.3.02 (DOK 3) assessed
The learner will be able to explain the purposes of technology tools (e.g., satellite, automated phone systems, on-line courses, computer aided drafting (CAD), graphing calculators, spreadsheets, data bases, Internet, on-line-banking) and analyze how these impact productivity in homes, schools and jobs.
Strand Bloom's Scope Hours Source
Communication/Technology Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  
    4.3.03 (DOK 3) ASSESSED
The learner will be able to explain and apply skills that are used to seek, obtain, and change jobs/careers and postsecondary opportunities: Conducting a job search: Writing letters: Completing an application: Securing a letter of reference: Preparing a resume: Applying interview techniques (e.g., learn about employer/job, questions to ask, materials to take, answers to questions you may be asked, verbal and nonverbal communication): Using proper procedures when changing jobs (e.g., give advance notice, write a letter of resignation).
Strand Bloom's Scope Hours Source
Communication/Technology Master 1.0 Kentucky Core Content for Assessment (Version 4.1); Kentucky Program of Studies (2006)Version 4.1): Kentucky Program of Studies (2006)
  

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